If you’ve ever stared at a form asking for a SWIFT code while trying to receive money from overseas, you know the sinking feeling of uncertainty. Getting even one character wrong can delay a transfer by days—or send it nowhere at all. For ANZ Bank New Zealand customers, the good news is that the SWIFT code follows a consistent pattern across the bank, but there are a few details worth knowing before you hit send.

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Primary SWIFT Code: ANZBNZ22XXX · Bank Name: ANZ Bank New Zealand Limited · Country: New Zealand · BIC Variant: ANZBNZ22

Quick snapshot

1Confirmed facts
  • ANZBNZ22XXX is the primary SWIFT/BIC code for ANZ Bank New Zealand Limited (Xe SWIFT directory)
  • The 8-character variant ANZBNZ22 also refers to the same head office (Wise transfer platform)
  • The code breaks down as ANZB (bank) + NZ (country) + 22 (location) + XXX (head office) (Xe SWIFT directory)
2What’s unclear
  • Whether certain ANZ NZ branches use service-specific codes beyond ANZBNZ22XXX
  • Which address to list on transfer forms — sources show minor discrepancies
3What is ANZBNZ22?
  • ANZBNZ22 is the shortened 8-character form of the same code (Wise transfer platform)
  • Both 8-char and 11-char versions are valid for routing to the head office (Wise transfer platform)
  • Use ANZBNZ22XXX for international transfers requiring the full BIC format (Wise transfer platform)
4How to use it
  • Enter ANZBNZ22XXX in the SWIFT/BIC field when sending money to ANZ NZ
  • Check the ANZ website or third-party verifiers like Wise if uncertain
  • Confirm with ANZ if your specific branch requires a different code
Attribute Value
SWIFT/BIC ANZBNZ22XXX
Short Form ANZBNZ22
Institution Name ANZ BANK NEW ZEALAND LIMITED
Bank Code ANZB
Country Code NZ
Location Code 22
Branch Code XXX (head office)
Head Office City Wellington
Head Office Postcode 6011
Status Active

What is the SWIFT code for ANZ Bank NZ?

The SWIFT code for ANZ Bank New Zealand Limited is ANZBNZ22XXX. This 11-character identifier routes international wire transfers specifically to ANZ’s head office in New Zealand, and it is confirmed as active across multiple verification platforms including the bank’s own official page. ANZ New Zealand’s receive money page explicitly lists both ANZBNZ22 and ANZBNZ22XXX as valid codes for international transfers.

Primary code ANZBNZ22XXX

ANZBNZ22XXX follows the standard SWIFT/BIC structure: ANZB identifies the bank, NZ marks New Zealand as the country, 22 represents the location code for Wellington, and XXX denotes the head office branch. Xe (currency data authority) confirms this breakdown across their SWIFT code directory. The “XXX” suffix specifically signals that you are routing to the bank’s primary office rather than a specific retail branch.

The upshot

ANZBNZ22XXX and its 8-character cousin ANZBNZ22 both point to the same head office destination. For most transfer systems, the 11-character version is preferred because it explicitly confirms the head-office designation.

BIC format details

BIC stands for Bank Identifier Code, and it serves the same function as a SWIFT code—the terms are used interchangeably in most contexts. Wise (international transfers platform) confirms that both formats work for ANZ Bank New Zealand Limited, with the head office address listed as Floor 10, 170-186 Featherstone Street, Wellington, New Zealand.

Do all ANZ branches use the same SWIFT code?

For the majority of transactions, yes—all ANZ NZ branches route through the same head-office SWIFT code ANZBNZ22XXX. Xe (SWIFT code directory) notes that ANZBNZ22XXX serves as the default code for personal and small business transfers, with no branch-specific alternatives appearing in their database. However, ANZ may use different SWIFT codes for specific services or internal operations.

Branch code consistency

The “XXX” branch code in ANZBNZ22XXX means that transfers using this code arrive at ANZ’s head office, which then routes the funds to the correct internal account or branch. TheSwiftCodes.com (SWIFT verification service) confirms the code status as active. This is standard practice for banks with centralized treasury operations, where the head-office code handles all incoming international transfers.

When branches differ

While no specific branch SWIFT codes appear in official or directory sources for ANZ NZ, Xe notes that ANZ Bank may use different SWIFT codes for specific services or branches beyond ANZBNZ22XXX. If you are sending a large or time-sensitive transfer, contacting ANZ directly to confirm whether a branch-specific code applies to your situation is a reasonable step.

Why this matters

For transfer purposes, use the SWIFT code ANZBNZ22XXX consistently. If a sending bank or intermediary requests a specific address, cross-reference ANZ’s official international page, as the Auckland Albert Street address appears in their official sender instructions while directories typically show Wellington.

Where do I find my SWIFT code for ANZ?

You have several reliable options for finding and verifying the correct ANZ NZ SWIFT code. The most authoritative source is ANZ New Zealand’s official international transfers page, which lists ANZBNZ22XXX alongside clear instructions for receiving money from overseas.

Official ANZ resources

  • Visit ANZ New Zealand (official bank website) — the primary authority for transfer instructions
  • ANZ recommends providing your residential address and full account details alongside the SWIFT code when receiving funds
  • The official sender address on ANZ’s forms lists: Ground Floor ANZ Centre, 23-29 Albert Street, Auckland, 1010

Online lookup tools

  • Wise (international transfer platform) — provides verified BIC details and transfer advice
  • Xe (currency authority) — offers detailed code breakdown and verification
  • BookMyForex (forex platform) — confirms address details alongside code

What bank is ANZBNZ22?

ANZBNZ22XXX identifies ANZ Bank New Zealand Limited, one of New Zealand’s largest retail and commercial banks. Wise (international transfers platform) confirms the bank name as ANZ Bank New Zealand Limited, with the head office registered at Floor 10, 170-186 Featherstone Street, Wellington, 6011, New Zealand.

Full bank details

The institution name registered with SWIFT is ANZ BANK NEW ZEALAND LIMITED, and the location code “22” places the registered office in Wellington. Bank.codes (SWIFT database) confirms the postcode as 6011 for the Featherstone Street address.

Registration info

One notable discrepancy exists across sources: while most third-party directories list the Wellington Featherstone Street address, ANZ’s official page shows a sender address of Ground Floor ANZ Centre, 23-29 Albert Street, Auckland, 1010. This appears to reflect ANZ’s primary customer-facing address rather than the registered head-office location.

Address discrepancy

Directories and SWIFT registries consistently list Wellington’s Featherstone Street as the head office address, but ANZ’s own transfer instructions reference an Auckland Albert Street sender address. Recipients should rely on the SWIFT code for routing and use the Wellington address only when specifically required by a sending institution.

Is SWIFT code per branch or per bank?

In most cases, SWIFT codes are assigned at the bank level rather than individual branches. Xe (SWIFT code directory) confirms that the “XXX” suffix in ANZBNZ22XXX always refers to the head office or primary branch designation. For ANZ NZ specifically, no separate branch-specific codes appear in major directories, meaning ANZBNZ22XXX handles routing for the entire institution.

Bank-wide vs branch-specific

Large banks like ANZ sometimes maintain multiple SWIFT codes for different internal divisions—treasury operations, trade finance, or corporate banking centers may have their own identifiers. However, Xe notes that no branch-specific alternatives appear in their ANZ NZ results, with ANZBNZ22XXX serving as the default code for branches across the country.

NZ ANZ practices

For personal banking and standard business transfers, ANZ NZ customers can confidently use ANZBNZ22XXX. Aspire (financial tool) confirms that “XXX” specifies the head office, and this code should route funds correctly regardless of which ANZ branch holds your account.

ANZ NZ SWIFT Code Specs

Six attributes that matter for transfers, each with a confirmed value across multiple sources: SWIFT/BIC and short form, institution name, bank code segment, location identifier, and branch designation.

Spec Value Source
SWIFT/BIC (11-char) ANZBNZ22XXX Xe, Wise
Short Form (8-char) ANZBNZ22 Wise, Qonto
Institution Name ANZ BANK NEW ZEALAND LIMITED Xe
Bank Code ANZB Xe, Qonto
Location Code 22 (Wellington) Xe, Bank.codes
Branch Code XXX (head office) Xe, Aspire
Head Office Address Floor 10, 170-186 Featherstone Street, Wellington 6011 Wise, BookMyForex
Official Sender Address Ground Floor ANZ Centre, 23-29 Albert Street, Auckland 1010 ANZ New Zealand
Status Active TheSwiftCodes
Country New Zealand (NZ) Xe

How to Verify and Use the ANZ NZ SWIFT Code

A step-by-step process to confirm your SWIFT code and complete an international transfer to ANZ NZ without errors.

  1. Confirm the code — Start with ANZBNZ22XXX as your default. If the sending institution requires only 8 characters, use ANZBNZ22. Both are valid.
  2. Check ANZ’s official page — Visit ANZ New Zealand’s receive money page to verify the current listing and any updated instructions.
  3. Cross-reference with a third-party verifier — Use Wise, XE, or another reputable platform to double-check. All three confirmed ANZBNZ22XXX as active.
  4. Gather required details — ANZ recommends having your residential address and full account number ready when receiving international transfers.
  5. Enter in the transfer form — Place ANZBNZ22XXX in the SWIFT/BIC field. If asked for bank name, use ANZ BANK NEW ZEALAND LIMITED.
  6. Confirm with ANZ if needed — For large transfers or corporate accounts, contact ANZ directly to confirm whether any special handling applies.
What to watch

New Zealand does not use the IBAN system — it is a European standard. Some international banks may still request an IBAN for NZ transfers, but the SWIFT code alone is sufficient for routing to ANZ NZ accounts.

Confirmed facts

  • ANZBNZ22XXX is the standard SWIFT/BIC code for ANZ Bank New Zealand Limited
  • Both 8-char (ANZBNZ22) and 11-char (ANZBNZ22XXX) formats are valid for head office routing
  • The code is active and verified across multiple independent directories
  • XXX specifically designates the head office, not a retail branch
  • ANZ NZ uses ANZBNZ22XXX as the default for all branches nationwide

What’s unclear

  • Whether ANZ NZ has any service-specific or division-specific SWIFT codes beyond ANZBNZ22XXX
  • Whether certain large corporate accounts use alternative routing identifiers
  • The address discrepancy between Wellington (most directories) and Auckland (ANZ official sender address)

Expert Perspectives on ANZ NZ SWIFT Codes

“If you need an 11-digit SWIFT, use ANZBNZ22XXX.”

— ANZ New Zealand (official bank guidance on receive money page)

“‘XXX’, it refers to the bank’s head office.”

— Xe (currency data authority, SWIFT code directory)

“The main SWIFT code for ANZ Bank in New Zealand is ANZBNZ22XXX.”

— Wise (international transfers platform, ANZ-specific NZ SWIFT overview)

Bottom line: ANZ NZ SWIFT code ANZBNZ22XXX is the verified, active identifier for ANZ Bank New Zealand Limited’s head office. Personal and small business transfer senders should enter it exactly as shown, with no spaces or dashes. Corporate or institutional senders should confirm with ANZ directly if the transfer involves special handling or large volumes, as some internal divisions may operate under separate routing identifiers.

Related reading: ASB to ANZ Transfer Time – Exact Processing Times · Parent Resident Visa NZ: Income, Requirements & Processing Time

Additional sources

remitfinder.com

The ANZBNZ22XXX SWIFT code facilitates transfers to ANZ New Zealand branches, with verification available through the ANZ NZ banking platform at www.anz.co.nz.

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Frequently asked questions

How do I confirm the ANZ NZ SWIFT code?

Visit ANZ New Zealand’s official receive money page for the bank’s own listing. Cross-reference with Wise or XE if your sending institution requires independent verification.

What if my ANZ branch uses a different code?

No branch-specific codes appear in major SWIFT directories for ANZ NZ. If your sending or receiving bank flags an issue, contact ANZ customer service directly to confirm whether a service-specific code applies to your situation.

Is the ANZ NZ SWIFT code the same as ANZ Australia?

No. ANZ Bank in Australia has a different SWIFT code. The NZ code is ANZBNZ22XXX, specific to New Zealand operations. Always confirm you are using the correct country’s code when making international transfers.

Do I need a branch code with the SWIFT?

No. ANZBNZ22XXX already includes the head-office branch code (XXX). Using this full 11-character code eliminates the need for a separate branch identifier in most transfer scenarios.

What is the ANZ NZ IBAN equivalent?

New Zealand does not participate in the IBAN system—IBANs are used primarily in Europe and related regions. For transfers to ANZ NZ accounts, the SWIFT code ANZBNZ22XXX is the routing identifier you need.

How do I receive overseas funds at ANZ NZ?

Provide the sender with your ANZ account number, your full name as registered with ANZ, the SWIFT code ANZBNZ22XXX, and your residential address. ANZ recommends having these details ready before initiating the transfer.

Where do I find the ANZ SWIFT code for Wellington specifically?

ANZBNZ22XXX is the code for ANZ’s Wellington head office, as the location code “22” corresponds to Wellington in SWIFT’s geographic system. Most ANZ NZ branches route through this same head-office code rather than maintaining individual identifiers.